Hard Money Lending In California Here’s What’s New

Hard Money Lending .Hard money leading was always an option for people who sought alternative routes of financing for

mortgage or for business loans that needed fast and efficient response.

Hard Money Lending In California

Hard Money Lending In California

Hard Money Lending

What few know, however, is that hard, otherwise called private, money loans have changed over the years and some practices are different than they used to be.If you are going into hard money for the first time or coming back to it after a while you may find the differences confusing.

Most hard money lenders in California have improved their practices and adopted changes as they’ve done so. Read on for a refresher course on the subject.


Technology has helped you get a private loan far faster than ever before. First of all, today’s internet provides you with scores of names in seconds. All you need to do is select from the list of originators, brokers, aggregators and service providers. Google (and other search engines) helps you filter according to price, location, and other qualifications.


Twenty, or so, years ago, hard money lending relied on the concept of “storytelling” underwriting which took into consideration that every transaction had a “story” that could qualify for the loan. The transaction process was loose, often risky, and lenders were more likely than not to find themselves saddled with faulty loans.Today’s market is better than ever and hard money practices have evolved to suit your needs.

Why hard money loans help you

Real estate prices are getting more expensive all over the States. The more attractive regions such as Miami Beach and California are said to be way out of affordability for the average investor. But the reality may, actually, not be so dismal.

The 2014 Demographic International Housing Affordability Survey ranked 360 worldwide markets on

affordability based on the ratio of median income to median home price.


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